VA Loan Guide for Veterans & Service Members

🎖️ What Is a VA Loan?

A VA loan is a government-backed mortgage available to eligible veterans, service members, and surviving spouses. It offers 0% down, no private mortgage insurance (PMI), and competitive rates.

🪖 Who Qualifies:

• Active-duty military (90 days+)
• Veterans with honorable discharge
• National Guard/Reservists with 6 years of service
• Eligible surviving spouses

🏦 VA Loan Benefits:

• 0% down payment
• No PMI required
• Lower closing costs
• Flexible credit guidelines

📝 What You Need to Apply:

• Certificate of Eligibility (COE)
• Proof of service (DD-214 or statement of service)
• Credit and income documentation

Use this: Mortgage Calculator to estimate monthly VA loan payments.